MySavings
Short-term savings with member visibility
MySavings was the first entity on the Mayicard platform, allowing users to deposit, save, and track balances while the backend was supported by institutional financial safeguards.
MAYICARDB2B Financial Infrastructure
Mayicard helps businesses, SACCOs, community organisations, investment groups, healthcare providers, and lenders create financial entities, onboard members, track balances, and give users access through mobile app or USSD.
The Entity Constellation Architecture
Each organisation on the platform becomes its own entity, with its own members, records, balances, products, and reports. A single user can belong to several entities and choose which one to access from the Mayicard app or USSD.
The organisation is set up on Mayicard as its own financial entity.
Savings, repayments, contributions, investment units, medical prepayments, or another member-account model.
Users are linked to that entity and can belong to more than one entity.
They choose the entity they want to use, then view balances or perform supported actions.
Staff use Mayiweb to manage members, transactions, reports, approvals, and controls.
The backend ledger preserves accountable financial records across entities and channels.
Entity Use Cases
Short-term savings with member visibility
MySavings was the first entity on the Mayicard platform, allowing users to deposit, save, and track balances while the backend was supported by institutional financial safeguards.
Property contribution records
BitBricks used Mayicard to organise many contributors around a real-estate project, allowing participants to buy units or "bricks" and track their participation in the project.
Group funds and contributions
Community organisations and faith groups can use Mayicard to collect, record, and account for member giving across different contribution categories.
Prepaid medical contribution schemes
Healthcare organisations can structure member contributions toward future care, giving members visibility while giving the institution clearer records.
Loan repayment tracking
Businesses that sell motorcycles or other assets on repayment terms can use Mayicard to track borrowers, repayment schedules, balances, arrears, and account history.
Savings and credit operations
SACCOs and MFIs can manage savings, loan servicing, member records, approvals, and reports through one unified platform.
Access Layers
The backend ledger connects to purpose-built interfaces for operators, smartphone users, and offline members.
*217*120#.Mayicard operates where users face Mobile Money fraud, WhatsApp hijacking attempts, fake support calls, and social-engineering risks. The platform is designed to support clear records, controlled access, and member education.
View Security ControlsCreate a financial entity, onboard members, and give them secure access through the app and USSD channels.
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