Mayicard LogoMAYICARD

B2B Financial Infrastructure

One platform for organisations that manage member money.

Mayicard helps businesses, SACCOs, community organisations, investment groups, healthcare providers, and lenders create financial entities, onboard members, track balances, and give users access through mobile app or USSD.

Request platform demoExplore how entities work
Mayicard App
MayiUSSD
Mayiweb
MySavings
BitBricks
Community Fund
Medical
Asset Finance
MAYICORE LEDGER

The Entity Constellation Architecture

Built by Fowan(Four One Financial Services)
8+ YearsOperating Experience
UGX 1B+Capital Processed
1000+Users Served
Multi-ChannelApp & USSD Access

Mayicard is built around entities.

Each organisation on the platform becomes its own entity, with its own members, records, balances, products, and reports. A single user can belong to several entities and choose which one to access from the Mayicard app or USSD.

01

A business creates an entity

The organisation is set up on Mayicard as its own financial entity.

02

The entity defines its product

Savings, repayments, contributions, investment units, medical prepayments, or another member-account model.

03

Members are onboarded

Users are linked to that entity and can belong to more than one entity.

04

Access through App or USSD

They choose the entity they want to use, then view balances or perform supported actions.

05

Operators manage records

Staff use Mayiweb to manage members, transactions, reports, approvals, and controls.

06

Mayicore keeps the truth

The backend ledger preserves accountable financial records across entities and channels.

Entity Use Cases

From savings to repayments, Mayicard adapts to the financial model of the organisation.

MySavings

Short-term savings with member visibility

MySavings was the first entity on the Mayicard platform, allowing users to deposit, save, and track balances while the backend was supported by institutional financial safeguards.

BitBricks

Property contribution records

BitBricks used Mayicard to organise many contributors around a real-estate project, allowing participants to buy units or "bricks" and track their participation in the project.

Communities

Group funds and contributions

Community organisations and faith groups can use Mayicard to collect, record, and account for member giving across different contribution categories.

Medical Prepayment

Prepaid medical contribution schemes

Healthcare organisations can structure member contributions toward future care, giving members visibility while giving the institution clearer records.

Asset Finance

Loan repayment tracking

Businesses that sell motorcycles or other assets on repayment terms can use Mayicard to track borrowers, repayment schedules, balances, arrears, and account history.

SACCOs and MFIs

Savings and credit operations

SACCOs and MFIs can manage savings, loan servicing, member records, approvals, and reports through one unified platform.

Access Layers

One platform. Several access channels.

The backend ledger connects to purpose-built interfaces for operators, smartphone users, and offline members.

  • MayiwebEquips the operator and institution admins.
  • Mayicard AppServes smartphone users with one login for many entities.
  • MayiUSSDKeeps access available offline through *217*120#.

Built for a real trust environment.

Mayicard operates where users face Mobile Money fraud, WhatsApp hijacking attempts, fake support calls, and social-engineering risks. The platform is designed to support clear records, controlled access, and member education.

View Security Controls

Bring Mayicard to your organisation.

Create a financial entity, onboard members, and give them secure access through the app and USSD channels.

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